If you’ve recently made a payment through Venmo and it hasn’t shown up in your bank account, you might be feeling a bit concerned. After all, you expect your transactions to be processed quickly and smoothly, and it can be frustrating when things don’t go as planned.
However, there are a few reasons your Venmo payment might not be showing up in your bank account. It could be that the payment is still processing, or there might be an issue with your bank account or the payment itself. In this blog post, we’ll explore some of the possible reasons for this issue and provide some steps you can take to resolve it.
Whether you’re a frequent Venmo user or you’re just starting out with the popular mobile payment app, it’s important to know how to troubleshoot any issues that may arise. So, if you’re experiencing a delay with your Venmo payment, keep reading to learn more about what could cause the problem and how to fix it.
Why Venmo Payment Not Showing Up In Bank Account?
There are a few reasons Venmo payments might not show up in a person’s bank account.
- 1. Venmo might not be listed as a payment method in the person’s bank account.
- 2. The money might not have been transferred from the person’s bank account to Venmo yet.
- 3. The money might not have been deposited into the person’s account yet.
- 4. Venmo server issue.
- 5. Bank issue.
- 6. Venmo flagged the payment.
If you linked your bank account or card with Venmo, any transaction you make will automatically show up in your bank statement. This would help you track your money.
How To Fix “Venmo Payment Not Showing Up In Bank Account.”
There are few ways to fix this issue fast.
- Check If The Payment Was Flagged
If Venmo payment refused to show up in your bank account, the first thing you should do is to open your Venmo account and check if they flagged the payment.
Flagged payments will not appear in your bank account.
- Give It Time
Venom transactions don’t show up instantly in your bank account. If you’ve done any transaction through Venmo, it usually takes between 30 minutes for the transaction to show up in your bank account. Sometimes it takes 24-48hrs to appear in your bank account.
We advise you to wait for at least 48hrs before you take any action.
- Contact Your Bank
Sometimes, bank might delay to make the payment to show in your bank account. Especially if the bank is undergoing maintenance.
You can contact your bank via phone calls, or visit the bank and they will help you resolve the issue.
- Contact Venmo For Help
After 48hrs, the transaction is supposed to appear in your bank account. However, if it doesn’t show up, the best thing to do in this situation is to contact the Venmo support for help.
Follow the steps below to reach out to them:
- Send Venmo a message through their contact form.
- For the fastest service, chat with them through the Venmo app (M-F, 6:00am-11:59pm CT; Sat-Sun, 8:00am-10:00pm CT).
- Call at (855) 812-4430 (8:00am to 8:00pm CT, seven days a week)
How Long Does It Take for A Venmo Payment to Show up In My Bank Account?
When you receive a payment through Venmo, the funds will typically be available in your Venmo account balance immediately. If you have linked your Venmo account to a bank account, you can transfer the funds from your Venmo account to your bank account. Transferring funds from your Venmo account to your bank account using the Standard Deposit wire transfer option is free, and it takes about three business days to appear in your bank account. But, using the Instant Deposit wire transfer option, you’re charged a 1.5% fee with a minimum fee of $0.25 and a maximum fee of $15 for every transaction, and it takes just 30 minutes to arrive in your bank account.
Why Is A Payment I Sent Appearing Within The “Incomplete” tab or listed as “Pending” on Venmo?
If You sent a payment to an email address or phone number, that is not associated with any active Venmo account or that is not verified at that moment, the payment will appear as incomplete or pending. In most cases, the payment is reversed. You’ll need to have your friend verify their phone number or their email address, or they can add the email address you equally used to their Venmo account by contacting Venmo support.
How To Confirm A Pending Transaction On Venmo
If you have already sent a payment to your friend’s phone number or email address and they didn’t receive it, the payment may be listed as “Incomplete Transaction”.
When you send a payment to an email address or phone number, that is not associated with any active Venmo account at the time of the transaction, the payment may show as Incomplete, right on the app or it is displayed as Pending on your feed immediately.
This also will happen if the email address or phone number hasn’t been verified. Initially by the recipient. That means that your payment method will be charged immediately, but the money won’t reach the intended recipient until they add the phone number or email address to their Venmo account and verify it, only then will the funds be released to them.
You can also view the Incomplete section by going to the “You” section tab right on the view and you Select the single person icon, and then tap the “Incomplete” button when detected. You can also help your friend accept the payment, or simply you can take back the payment yourself if not needed. Eventually, If your friend wants to accept the money, please have them follow the instructions to successfully sign up or add the additional email address to their Venmo account before any transactions.
Conclusion
If your Venmo payment isn’t showing up in your bank account, there could be a few different reasons for the delay. It could be that the payment is still processing, or there might be an issue with your bank account or the payment itself.
If you’re experiencing a delay with your Venmo payment, the first thing you should do is check the status of the payment in the app. If it’s still marked as “pending,” it’s possible that the payment is still being processed and will show up in your account soon.
If the payment is no longer pending but still hasn’t shown up in your account, you may need to contact Venmo or your bank for further assistance. It’s also a good idea to double-check that you’ve entered the correct bank account information in the Venmo app and that there are no issues with your bank account that could be causing the delay.
Overall, while it can be frustrating to have a payment not show up in your account as expected, there are usually steps you can take to resolve the issue. By following the tips outlined in this blog post, you can get to the bottom of the problem and get your Venmo payment where it belongs, in your bank account.
John Gurche was born in Los Angeles, California, and raised in Utah, England, New York, and Los Angeles again. He attended the University of California, Santa Barbara, earning his BA in 1969, and his Ph.D. in 1975. He is the author of 10 books, including: A History of Western Philosophy (with Stephen Toulmin), The Moral Landscape: How Science Can Determine Human Values, and The Liberal Imagination.