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Cash App Payment Completed But Not Received: Resolved

Cash App lets you send and receive money through your smartphone with friends, family, and anyone in the world. It’s free and easy to set up, and you can use it everywhere, anytime. 

However, sometimes you may run to an issue with payment on Cash App. For example, Cash App payment completed but not received and there are some factors that could cause the issue.

Have you ever made a payment through Cash App and received a notification that your payment has been completed, but the funds have not yet arrived in the recipient’s account? This can be frustrating and cause confusion, especially if you were relying on those funds to pay for something important.

In this article, I will show you some things that usually cause the issue with your payments on Cash App and the easy steps to resolve the issue. All you have to do is to read and follow the instructions to get rid of the payment issue fast.

Cash App Payment Shows Completed But Marks Pending

The issue can be that the bank may not be responding to Cash App’s servers. Also, note that pending direct payments are handled within 4-5 business days on Cash App.

If it still shows pending after 4-5 business days, contact Cash App for help.

Why Cash App Payment Completed But Not Received?

As stated before, there are some few factors that might result to Cash App payment completed but payment still pending.

Ranging from expired card, detected fraud, spam, typo error, insufficient funds, poor network connection and so on.

However, in this article am going to listing them Down and giving the solution to it, so sit thigh and flip through the pages of this guide.

Insufficient funds

Most users make some sort of mistake when making transaction, this in turn could cause a pending payment.

It is advisable to always recheck the amount you wish to transact, because if you fill in a greater amount while transacting, Cash App will automatically leave your payment hanging until you have sufficient funds.

To avoid this, make sure to always recheck your Cash App balance and transact lesser or an accurate amount on the Cash App balance.

Poor Network Connection

Being an internet dependant platform, Cash App needs a stable internet connection while making transaction. Transacting in a poor Network Connectivity environment could cause “pending payment’

We advise you to reach out for a more network stable environment before transaction, probably a high elevation ground like a staircase or a hilltop.

Server Break Down

Sometimes, the pending payment not received issue may be entirely a server break down issue.

This actually means that the error isn’t coming from you. It could be a server break down from the connected Bank account or Cash App.

However, if you find out that the error is because of server break down, you have no option than to wait for the issue to be resolved.

If there are bank server break down, then your cash out may take a few days to arrive even if it was sent on business days.

Although the server break down issue might take just few minutes or hour to be resolved and sometimes it can take days.

However, if you are not sure whether it is a bank server error, you can check on your bank by contacting their customer support services on Twitter. Or checking on “DownDetector

Exceeded Payment Limit

Performing transaction when you have reached the daily limit is one factor that could cause “pending payment” error, and leaving your transaction hanging till the next day. 

However, you can restrict Cash App from allowing you to perform transaction when you have actually reached your limits. To do this, verify your account with your full identity information, which includes your name, date of birth and the last four digits of your SSN Number.

Cash App can only allow you to send a maximum amount of $250 per week and a maximum of $1000 in a month until your account is verified.

Typographical Error

If they are a typographical error in the Cashtag or phone number of the person you want to send the money, then payment is bound to fail or remain pending.

Make sure to always recheck the information after filling them, just to be sure there are no typographical errors.

Expired Debit Card

Debit Card and credit card often last for like 2 to 3 years, and the expiration dates are always written on the back of any card.

Using an expired debit card linked to your Cash App while trying to make payment will automatically leave the transaction pending until you have used an updated card.

To avoid this, always use an updated credit or debit card.

Detected fraud and spam

Once Cash App detects fraudulent or suspicious activities on your account Cash App will limit some actions in your accounts to protect the account from scam. In this case, Cash App will automatically block the payment or mark it pending for some hours or days until they verify it’s not fraud.

Payment Method

They are basically two methods of depositing funds in Cash App; they include: Standard Deposit and Instant Deposit.

While Standard Deposits are free and take few working days before receiving the funds, instant deposit charges 1.5% on every deposit and automatically instant.

So if you chose standard deposit during transaction you may see “Pending Payment” marked and this means it will take some few days before arriving in your bank account.

What To Do When Cash App Payment Completed But Not Received

  • Contact Cash App Customer support

After your payment has been completed and marked pending,it should take at least 2-3 working days or more.

However, if you feel it’s taking too long to show up in your bank, contact their customer support services @Cashappsupport on Twitter

  • Be Patient

When your Cash App payment is completed but still hasn’t shown up in your bank, then being patient is required.

As Cash App is more likely to resolve the issue sooner than expected. However, if you think extra step is needed, you can contact Cash App customer service.

How Long Does It Take For Cash App To Complete A Transaction?

Cash App payments are instantly. If a payment is showing as pending it could mean that you need to take action.

  • Making a purchase:

A purchase can take up to five minutes to complete, depending on the size and complexity of the purchase.

  • Making a payment:

Payments between Cash App account to another Cash App account are instant. However, Cash App has two methods of depositing funds in Cash App; they include: Standard Deposit and Instant Deposit.

While Standard Deposits are free and take few working days before receiving the funds, instant deposit charges 1.5% on every deposit and automatically instant.

  • Making a withdrawal:

The time it takes for the money to withdraw money from your Cash App account to your bank account or card depends on the withdrawal option you selected. You can either choose the Standard withdrawal, which takes between one and three business days, or the Instant withdrawal that will send the money to your bank account in an instant.

Why Is It Taking So Long To Receive My Cash App Payment?

When you make a payment with Cash App, your payment is processed and sent immediately to the recipient. When Cash App says your payment is pending, it means that the person you sent money to has not yet received it. Reasons could be that the recipient has not accepted the payment or Cash App servers are currently having issues processing the payment.


Now you have seen the reasons there could be a pending payment error after Cash App payment has been completed and we have also provided some solutions that would definitely work out for you in this article.

I guess by now you should have known how to resolve the issue. However, drop your questions in the comment section or reach out to Cash App for help.


What happens if a payment on Cash App fails?

If a payment on Cash App fails, the money will be returned to your Cash App balance and can be used for future payments.

What should I do if I accidentally sent a payment to the wrong person on Cash App?

f you accidentally sent a payment to the wrong person on Cash App, you should quickly cancel the payment before the person accepts it or you should contact Cash App support for help.

What should I do if Cash App payment says it’s completed, but I haven’t received the money?

If your Cash App payment says it’s completed but you haven’t received the funds, the first step is to check if the payment was sent to the correct recipient. If the payment was sent to the correct recipient and the funds have not been received, you should contact Cash App support for help.

13 thoughts on “Cash App Payment Completed But Not Received: Resolved”

  1. A payment was sent to me and 1 min after payment said complete they shut my account down for a violation but the account was brand new it was opened for 5-6min so I don’t know what violation I could have committed, but that was may 13th 2022 I’m still fighting for my $20

  2. I haven’t received my money transfer on cash app. I’ve had the accounts for a couple years and the transfer was from a state issued card. My lights are getting disconnected because it was my bill money. So frustrating. I just want to deactivate and delete my account with cashapp.

  3. I have selected the wrong option when transferring an ach transfer to another account it’s going on 3 months now and I haven’t gotten my money back. Do anyone know where pending cashapp money sits?


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