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Why Is My Cash App Payment Pending?

Cash App is one of the most popular mobile apps in the United States. It is a payment app that allows users to make and receive payments from friends and family.

If you use Cash App to send or receive money, you may have experienced the frustration of a pending payment. When a payment is marked as “pending,” it means that the transaction has not yet been completed and the funds have not been transferred. This can frustrate, especially if you are expecting to use the money right away.

In today’s blog post, I will show you some of the common reasons a Cash App payment may be pending, and provide some tips on how to resolve the issue. This information will be helpful in ensuring that your payments are processed smoothly and without any delays.

Why Is My Cash App Payment Pending and How to Fix it 

Although having a pending payment doesn’t mean that the transaction haven’t been induced, it has but because of some factors the transactions may mark pending. And as stated above, the factors may vary from poor network signal, exceeded daily transaction limit, detected scam, expired debit or credit card etc, and also there is no cause for alarm as this error is common among Cash App users.

However, in this article we are going to be discussing on the reasons for pending payment and how to get them solved.

  • Poor Network Signal

Reason for Cash App payment could be because of poor network connection. Starting a transaction when there is a poor network signal could withhold your payment and mark it pending till the network is back and strong before the payment could mark completed and push through.

However, to avoid such issues it is advisable to make transactions only when there is a strong internet connection preferably you can change positions if the Internet connection in your current position is not favourable you can go over an open window, stand in a highland area probably a staircase of a hilltop.

  • Typographical Error 

If they are incomplete information or typo error in your ID and other information during transactions, then Cash App payment may remain pending till the data is corrected.

Always make sure the data you entered while trying to initiate a payment is correct and complete to avoid Cash App pending payment.

  • Outdated app version

Using an already outdated Cash App version for transaction might make some of the apps features hard to access and might even cause app crashing or glitch. Of course when there is such issue there is bound to be a pending payment after transactions. 

It is advisable to always run an up-to-date version of Cash App and also any other app installed on your device to avoid such unnecessary heart aches.

  • Expired Credit or Debit Card

This is one of the reasons as to why they could be Cash App payment pending, making use of an expired credit or debit card while initiating a payment would automatically leave your payment pending until you have used an updated card.

To know if you are using an expired card, it is usually written at the back of your credit card and debit card, and each card usually last for like 2 to 3 years.

  • Insufficient funds

Trying to send an amount bigger than what you have in your Cash App balance is extremely wrong and can cause a pending payment on Cash App this is a mistake most Cash App users make, it is advisable to always double check your payment and also try making payment lower than your Cash App balance.

Making payment with an insufficient Cash App balance automatically leaves your payment hanging (pending) till you have funded your balance and have a sufficient balance.

  • Detected fraud and spam

Making transaction with a Cash App account that has already been marked as spam by Cash App automatically blocks the payment and you may end up losing your money in the process so it’s advisable to tread wisely and avoid making transactions with such an account.

  • Exceeded Payment Limit

With Cash App you can send a maximum of $250 per week and receive a maximum of $500 per week, however, you can extend your transaction limit by verifying your account with your full details which includes your Full Name, Date of birth and the last four digits of your SSN Number.

Making payment while you have exceeded your daily limit automatically leaves your Cash App payment spending, so it is best to verify your account, this will also spark Cash App to restrict you from making payment when you have reached your daily limit.

  • Anonymous sender

The rate at which scammers are slithering around money transaction apps since after pandemic is quiet alarming, and to protect users from this heartless scammers Cash App is taking extra precaution to safeguard their customers money, leaving any suspected payment pending till it has been reviewed and accepted.  

  • Server Break Down

Most times, Cash App payment pending could be because of server breakdown, which means the situation is completely beyond your power as there is nothing you can do other than to wait for the issue to be resolved.

Sometimes the server break down could come from Cash App and sometimes also from your linked bank account. Server break down could be because of a glitch or error in the developers tool of any webserver, so when issues like this arise, it is better to be patient and allow Cash App or your bank fix the error and after that your pending payment would automatically be resolved.

  • Payment Method

They are virtually two methods of making payment on Cash App, there are Standard Deposit and Instant Deposit. While Standard Deposits are made free and takes a few business days before payment is received instant deposit taxes a 1.5% fee on every deposit and is automatically instant.

So selecting standard deposit while making payment may cause Cash App payment pending for a few working days before eventually arriving.

How Do I Accept Pending Payments On Cash App?

Pending payments on Cash App can be accepted in a few different ways.

  1. Open the Cash app on your phone.
  2. Tap on the Activity tab.
  3. You will then see the list of all transactions that are in “pending” tab.
  4. Next to each pending payment line item, you will see “Accept” button in green.


This article has shown you the various reasons your payment is pending on Cash App and how you can fix the issue. We hope this article was helpful?

If you have questions, drop them in the comment section.


What does a “pending” status on Cash App mean?

When a payment is marked as “pending” on Cash App, it means the payment is currently being processed and has not yet been transferred to the recipient.

How long does it take for a Cash App payment to process?

Payments on Cash App typically process within a matter of minutes, but in some cases, it may take up to 24 hours.

What can cause a Cash App payment to be pending?

Some common reasons for a Cash App payment to be pending include issues with the recipient’s account, incorrect cashtag, insufficient funds, etc.

Is it possible to cancel a pending payment on Cash App?

Yes, it is possible to cancel a pending payment on Cash App. You can do this by tapping the payment in question and then selecting “Cancel.”

Can I still use the Cash App while my payment is pending?

Yes, you can still use the Cash App while a payment is pending. You will not be able to use the funds tied up in the pending payment until the payment has processed, but you can still send and receive other payments.

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